Why whould you get travel insurance?
1. You might get into an accident.
You never know – even if you’re not the adventurous type – when accidents happen. Many health care plans do not cover incidents while traveling, especially if it’s to a foreign country.
2. It covers cancellations.
You want to cancel you pre-bought trip for any valid reason, travel insurance will cover the cancellation fee.
3. You’re stranded, and your airline can’t provide accommodations.
Travel insurance covers your accommodations during these kinds of situations.
4. Your bags get misplaced at the airport.
Travel insurance will cover the cost of your purchases like clothes and other essentials until you get your stuff back.
Of course, getting travel insurance is best for frequent fliers and travel buffs. Although if you are planning a trip abroad, you might want to consider buying a plan, as health care might prove to be especially expensive in the country you are visiting.